Crypto exchange rules in the UK, checked 26 October 2026
Only FCA-registered exchanges appear on this page. A crypto exchange that serves UK customers must be registered with the Financial Conduct Authority (FCA) under the money laundering rules. This has applied since 10 January 2020. Crypto promotions to UK consumers must follow the FCA rules that started on 8 October 2023. A full licensing regime is due on 25 October 2027, and firms can apply from 30 September 2026 (FCA).
The FCA says: "Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong." Registration is only an anti money laundering check. It does not give you Financial Ombudsman or FSCS protection.
How this page is ordered. The ranking below shows the 5 exchanges we cover that hold FCA registration for the UK, ordered by CoinGecko trust rank, the same rank we use on every ranking page. Licence status comes first: an exchange that is not on the register is not listed, whatever its size and whether or not it is a partner. The licensed entity, the regulator and the date for each one are in the licence record lower on this page. If you want a shortlist by fees and features instead, the Exchange Finder applies the same licence rule. Because of the UK promotion rules, this page carries no partner links: every button leads to our review.
Not listed, and why. The FCA warning list names MEXC (22 March 2024), HTX (8 October 2023) and BitMart (6 September 2024). It says XT.com is not authorised and may be targeting people in the UK (25 March 2025). In February 2026 the FCA began court action against HTX for illegal crypto promotions. Gemini is still on the register but closed all UK accounts on 6 April 2026. Binance, Bybit, OKX, KuCoin, Bitget, Bitvavo, Gate and the other exchanges we cover are not on the register, or exclude the UK in their terms.
How to check any exchange yourself: look for the company on the FCA list of registered cryptoasset firms and search the FCA warning list. Match the company name and the website, because clone firms copy real names.
See every exchange and country we have checked in our crypto exchange licence tracker, with the data to download.
Sources: FCA register of cryptoasset firms and FCA warning list, checked 29 September 2026 and re-read 26 October 2026. FCA press release of 10 February 2026. Gemini.