Risk Disclosure

Last updated: 12.12.2025

Trading, investing, or using financial and crypto-related services involves significant risk. This Risk Disclosure explains some of the main risks you should understand before using any products, services, or platforms you discover through ExchangeCatalogue.com (“ExchangeCatalogue”, “we”, “us”, or “our”).

This document should be read together with our Terms of Use, General Disclosures, and Privacy Policy.

Nothing on this page is a complete list of all possible risks. You are responsible for understanding and accepting the risks before making any decisions.

 

1. Information-Only – No Advice

ExchangeCatalogue is an information and comparison platform. We:

  • Do not provide investment, financial, tax, or legal advice.

  • Do not recommend or endorse any specific asset, exchange, broker, or strategy.

  • Do not consider your personal situation, financial goals, or risk tolerance.

Any data, ratings, rankings, reviews, opinions, tools, or other content on the Website are for general informational and educational purposes only.

You should always perform your own research and, where appropriate, consult a qualified, licensed professional before making any financial decision.

 

2. General Investment & Trading Risks

All investments and trading activities involve risk of loss. You may lose some, or all, of the money you invest.

Key general risks include:

  • Market risk – Prices of assets can move quickly and unpredictably due to economic events, news, sentiment, and other factors.

  • Liquidity risk – You may be unable to buy or sell an asset quickly, or only at a price that is significantly worse than expected.

  • Volatility – Large and sudden price swings can lead to rapid gains or losses.

  • Concentration risk – Focusing on a small number of assets or strategies can increase risk.

  • Timing risk – Entering or exiting the market at the “wrong” time can significantly affect results.

Past performance is not a guarantee of future results. There is no assurance that any strategy, asset, or platform will achieve profits or avoid losses.

 

3. Crypto Asset Risks

Crypto assets (including cryptocurrencies, tokens, and stablecoins) carry specific risks that may be higher than those of traditional financial products:

  • Extreme volatility – Crypto prices can rise or fall dramatically in very short periods.

  • Regulatory uncertainty – Laws and regulations around crypto can change quickly and vary by country. New rules may affect the legality, taxation, or operation of platforms and assets.

  • Lack of guarantees – Unlike some bank deposits or traditional investments, crypto holdings are usually not insured or guaranteed by governments or protection schemes.

  • Project and protocol risk – The value of a token often depends on a specific project, protocol, or community. If the project fails, is abandoned, or is exposed as fraudulent, the token may lose most or all of its value.

  • Stablecoin risk – So-called “stablecoins” can lose their peg to the underlying asset (e.g. USD), resulting in partial or total loss of value.

Before dealing with any crypto asset, you should understand how it works, what backs it (if anything), and what could cause it to fail.

 

4. Leverage, Margin & Derivatives Risks

Many platforms listed on or linked from ExchangeCatalogue offer leveraged trading, margin accounts, or derivatives (such as futures, perpetual swaps, and options).

Using leverage and derivatives can magnify both gains and losses:

  • Leverage and margin – Trading on margin means you can open positions larger than your account balance. Even small price movements against you can cause large losses, margin calls, or forced liquidation of your positions.

  • Derivatives complexity – Futures, options, and perpetual contracts are complex instruments. Their pricing, funding, and risk profiles may be difficult to understand.

  • Rapid liquidation – On many crypto derivatives platforms, liquidation engines can close your positions automatically if your margin falls below certain levels, potentially at a very unfavorable price.

You should not trade with leverage or derivatives unless you fully understand how they work and are prepared to lose all of the funds you commit.

 

5. Counterparty, Custody & Platform Risks

When you use an exchange, broker, wallet provider, or any online platform, you face counterparty and operational risks, including:

  • Counterparty default – The platform may become insolvent, be hacked, suffer operational failures, or otherwise fail to meet its obligations.

  • Custody risk – If you hold assets on a centralized exchange or platform, they typically control the private keys. If the platform loses access, is hacked, or mismanages funds, you may lose your assets.

  • Withdrawal risk – Platforms may delay, restrict, or suspend withdrawals, whether due to technical issues, liquidity problems, or regulatory actions.

  • Internal controls – You depend on the platform’s internal security, risk management, and compliance processes, which you may not be able to fully verify.

ExchangeCatalogue does not hold or safeguard your assets. Any accounts, deposits, withdrawals, or trades you make are strictly between you and the third-party platforms you choose.

 

6. Regulatory, Legal & Tax Risks

Laws and regulations related to trading, investing, and crypto assets are evolving and may be inconsistent across jurisdictions.

You may be exposed to risks such as:

  • Regulatory changes – New rules may restrict or prohibit the use of certain platforms, products, or assets in your country.

  • Licensing and supervision – Not all platforms are regulated or supervised by financial authorities. Some may operate from offshore or lightly regulated jurisdictions.

  • Account freezes or closures – Platforms may be required by regulators, courts, or law enforcement to freeze or close accounts, or restrict access to funds.

  • Tax obligations – Trading, investing, or earning rewards may create tax liabilities. Failure to comply with tax laws can result in penalties or legal consequences.

You are responsible for checking and complying with all applicable laws, regulations, and tax obligations in your jurisdiction.

 

7. Technology, Cybersecurity & Operational Risks

Using online financial and crypto services involves technology and security risks, including:

  • System outages and downtime – Platforms may be temporarily unavailable due to maintenance, overload, cyberattacks, or technical failures.

  • Latency and execution risk – Orders may be delayed, rejected, or filled at a different price than expected, especially in volatile markets.

  • Cyberattacks and hacking – Platforms, networks, and even your own devices can be targeted by malware, phishing, or other attacks.

  • Key management – If you self-custody assets, losing your private keys, seed phrases, or backup can result in permanent loss of access to your funds.

You should maintain strong security practices (such as using unique passwords, two-factor authentication, secure backups, and updated software) and choose platforms with robust security measures.

 

8. Data, Information & Tool Risks

The information and tools on ExchangeCatalogue have limitations:

  • Data accuracy and completeness – We source data from third parties, public sources, and our own research. Despite efforts to keep information accurate and up to date, errors, omissions, and delays can occur.

  • Changes without notice – Fees, limits, supported assets, and other terms at third-party platforms can change at any time without notice. Our Website may not reflect those changes immediately.

  • Estimates and assumptions – Some tools, scores, and comparisons may rely on estimates or assumptions that may not match your personal situation.

  • No personalized outputs – Our tools do not provide personalized advice. They are general-purpose and may not be suitable for your goals or risk profile.

You should not rely solely on our data or tools to make decisions. Always verify important details directly with the relevant platform and, where needed, with qualified professionals.

 

9. No Guarantees or Promises

ExchangeCatalogue does not guarantee:

  • That any asset, platform, or product is safe, secure, or reliable

  • That you will achieve any particular result, return, or level of profit

  • That losses will be limited or avoided

  • That the information on the Website is always accurate, complete, or current

Your use of the Website and any platforms or products mentioned on it is entirely at your own risk.

 

10. Your Responsibility

By using ExchangeCatalogue and any third-party platforms you discover through it, you agree that:

  • You are solely responsible for evaluating all risks before making any decisions.

  • You will not base your decisions solely on information from ExchangeCatalogue.

  • You understand that you can lose some or all of the funds you commit.

  • You are responsible for complying with all laws and regulations in your jurisdiction.

If you do not understand or accept these risks, you should not trade, invest, or use related financial or crypto services.

 

11. Seek Independent Professional Advice

Before making any decision involving:

  • Trading or investing in crypto or other financial products

  • Using leverage or derivatives

  • Choosing a specific exchange, broker, or platform

  • Handling tax, legal, or regulatory matters you should consult an appropriately qualified, licensed professional (such as a financial advisor, tax advisor, or lawyer) who can provide advice tailored to your circumstances.

 

12. Updates to This Risk Disclosure

We may update this Risk Disclosure from time to time, for example when:

  • New types of products, services, or risks become relevant

  • Regulations change

  • We need to clarify existing wording

When we make changes, we will update the “Last updated” date at the top of this page. Your continued use of the Website after changes are posted means you accept the updated Risk Disclosure.

 

13. Contact

If you have questions about this Risk Disclosure, you can contact us at:

Email: info@exchangecatalogue.com

For a complete overview of our legal documents and policies, please visit our Legal & Disclosures page.